2027 federal income tax brackets
The 2027 tax brackets are projected to rise about 3.2%, and the standard deduction to $33,200 for married couples filing jointly. The official 2026 brackets, which you use when you file in early 2027, are below too.
2027 figures are projected. They come from Bloomberg Tax’s forecast of Sep 11, 2026, built on the same inflation measure the IRS uses. The 2026 brackets are official.
- Standard deduction, single$16,6002026: $16,100
- Standard deduction, married filing jointly$33,2002026: $32,200
- Standard deduction, head of householdAbout $24,9252026: $24,150
- Where the 22% bracket starts, single$52,0252026: $50,400
- Where the 22% bracket starts, married jointly$104,0502026: $100,800
Projected 2027 brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 to $12,800 | $0 to $25,600 |
| 12% | Over $12,800 to $52,025 | Over $25,600 to $104,050 |
| 22% | Over $52,025 to $109,125 | Over $104,050 to $218,250 |
| 24% | Over $109,125 to $208,325 | Over $218,250 to $416,650 |
| 32% | Over $208,325 to $264,550 | Over $416,650 to $529,100 |
| 35% | Over $264,550 to $661,375 | Over $529,100 to $793,650 |
| 37% | Over $661,375 | Over $793,650 |
Official 2026 brackets
These apply to income earned in 2026, which you report on the return you file by April 15, 2027.
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 to $12,400 | $0 to $24,800 |
| 12% | Over $12,400 to $50,400 | Over $24,800 to $100,800 |
| 22% | Over $50,400 to $105,700 | Over $100,800 to $211,400 |
| 24% | Over $105,700 to $201,775 | Over $211,400 to $403,550 |
| 32% | Over $201,775 to $256,225 | Over $403,550 to $512,450 |
| 35% | Over $256,225 to $640,600 | Over $512,450 to $768,700 |
| 37% | Over $640,600 | Over $768,700 |
| Filing status | 2026 (official) | 2027 (projected) |
|---|---|---|
| Single or married filing separately | $16,100 | $16,600 |
| Married filing jointly | $32,200 | $33,200 |
| Head of household | $24,150 | about $24,925 |
Alternative minimum tax
Bloomberg Tax projects the 2027 AMT exemption at $144,700 for married couples filing jointly, $93,000 for single filers and $72,350 for married people filing separately.
Common questions
What are the 2027 tax brackets?
The seven rates stay at 10%, 12%, 22%, 24%, 32%, 35% and 37%. Bloomberg Tax projects the income ranges will rise about 3.2%. For a single filer, the 12% bracket would run from $12,800 to $52,025; for a married couple filing jointly, from $25,600 to $104,050.
Which brackets do I use when I file my taxes in 2027?
The 2026 brackets. The return you file in early 2027 covers income earned in 2026. The 2027 brackets apply to income earned in 2027, which you report in early 2028, but they also set your paycheck withholding from January 2027.
What is the standard deduction for 2027?
Projected at $16,600 for single filers, $33,200 for married couples filing jointly and about $24,925 for heads of household.
When will the IRS announce the 2027 tax brackets?
The IRS usually publishes its inflation adjustments for the coming year in October or November. We will replace the projections on this page with the official figures the day they are released.
If I move into a higher bracket, is all my income taxed at that rate?
No. Each rate applies only to the slice of taxable income inside its bracket. Moving into a higher bracket raises the tax on the dollars above the line, not on the dollars below it.
Sources
- Bloomberg Tax projections for 2027, Bloomberg Tax, Sep 11, 2026
- IRS releases tax inflation adjustments for tax year 2026, Internal Revenue Service, Oct 9, 2025
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